While some may have the means to invest in things that can improve their life and help them save money in the long run, they may be too miserly and cheap. We all know people like this–here are 17 things that they won’t pay for, even if they should.
Lasting footwear

Investing in a good pair of shoes or boots will save you a fortune over time, as they can last forever. They may also be much better for supporting posture and keeping your feet healthy, saving money in medical bills too. Many cheap people won’t invest this kind of money in footwear, though.
Quality Kitchenware

High-quality kitchen appliances, dinnerware, and silverware can last a lifetime, being durable and reliable they can withstand regular everyday use. Better-quality tools can also enhance the cooking experience and improve culinary results, and are often worth the extra money. According to Martha Stewart, “Higher-quality tools mean higher-quality results”.
Comprehensive insurance

Many people don’t get insurance at all, which means they are at a huge loss if anything happens to their home, health, or car. Some cheap people will only get basic insurance packages, which are inexpensive but don’t cover much. Broader plans, while initially more expensive, can prevent significant losses in the future.
High-end electronics

Cheap electronics don’t generally last very long, and it can be worthwhile investing in more expensive devices. High-end electronics often have much-improved performance and longevity, which may justify the initial higher cost. Trusted electronics brands also may have better warranties and customer support.
Organic food

Fresh organic foods are free from pesticides and other chemicals and potentially have much better health benefits than their cheaper alternatives. Supporting organic farming practices also has a very positive environmental impact. However, cheap people won’t be able to justify spending this sort of money, even if they can afford to.
Professional advice on finances

Often, a professional financial advisor can help you save quite a lot of money by looking at your finances and showing you better ways to manage your money. Professional advice can help you make informed financial decisions, potentially leading to greater wealth. It may be well worth paying for, but cheap people won’t think so.
Gym memberships

While it is possible to keep fit without attending a gym or fitness class, if you can afford them, they have many benefits. The access to specialized equipment and classes that might not be affordable individually is one, as is the social aspect of attending regular fitness classes.
New books

It can be important to buy new books instead of borrowing or buying second-hand. Supporting our favorite authors when we can afford to means that they will be able to keep releasing books that we want to read. Obviously, not all of them need support, but many do.
Energy-efficient appliances

Energy-efficient appliances can be far more expensive, but if you can afford the upfront cost, they dramatically reduce utility bills over time, says Energy Star. There are also important environmental benefits of using appliances that consume less energy, as they reduce the pollution introduced to the atmosphere.
Updated safety equipment

Keeping safety equipment like helmets, car seats, fire extinguishers, etc., up to date is very important… you know, for your safety. Newer models generally comply with the latest safety standards, offering better protection. If something like a helmet has had a few knocks already, it should be replaced, as its integrity may be weakened.
Nutritious pet food

You may feel better when feeding your pet a brand you know you can trust, says the BBC. Premium pet foods often offer better nutrition and can lead to better health and fewer vet visits. The higher cost of better food may be offset by potential savings on veterinary care and a longer lifespan for your pet.
Art and home decor

Art can be a fantastic investment that only goes up in value over time, and the right pieces for your home can really enhance your living space. Purchasing and displaying art also supports cultural industries and can enrich personal life as it makes your home more enjoyable.
Educational courses or workshops

When one invests time and money into education, one can find new skills and opportunities. Education can lead to personal and professional development, additional career opportunities, and potentially a higher income.
High-quality wallpaper and paint

When refurbishing or redecorating a home, we should invest in high-quality items like paint and wallpaper that will last longer than the cheaper options and provide more coverage. Although these can be quite expensive, they won’t need replacing for a long time, and they will better enhance the appearance of a home.
Reliable backup solutions

It’s smart to invest in reliable backup solutions like external drives or cloud services to protect data like much-loved photographs, valuable files, and more. The cost of reliable data storage can prove to be worth it to keep your data safe and prevent heartbreak over lost family photos.
Quality Bedding

A good night’s sleep is impossible if you don’t have a good mattress and comfy pillows. According to NBC, pillows should be changed every year or two, and mattresses every decade. Investing in high-quality bedding can significantly improve sleep quality and can be cost-effective in the long term due to the durability of well-made bedding.
Extended warranties for valuable items

When buying a valuable item like a household appliance, a new TV or laptop, or even a car, it may be a good idea to invest in an extended warranty to provide additional protection and peace of mind. This may alleviate the cost of potential repairs or replacements down the line.
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